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Act of God. An IC is not liable for compensation if the injury arose out of an act of God, unless the employment exposes the IW to a "greater risk of injury from an act of God than ordinarily applies to the general public." Section 406.032(1)(E). The court of appeals has defined "act of God" as follows: By the term […] Workers' comp protects Texas businesses. Why do 70,000+ Texas businesses of all sizes and industries trust Texas Mutual for workers' compensation insurance? Our competitive premiums, health care network and dividend history help our policyholder owners protect workers, control costs and boost their bottom line. We hope you agree with the tens of thousands who have used it for over half a century that the Manual is the tool for all of your workers' compensation needs. Thank you for your continuing patronage. —Roy Leatherberry Post Hoc Press, LLC. 505 West 12th Street, Suite 202 Austin, Texas 78701 The Texas Department of Insurance's Division of Workers' Compensation (DWC) regulates the state's workers' compensation system and also certifies employers that want to self-insure. Texas doesn't require most private employers to carry workers' compensation insurance. Employers who contract with the government are required to provide workers Texas workers' compensation insurance helps pay claim expenses when an employee, or a covered sub-contractor, is injured while working for your business. It also shields your business from other legal liabilities associated with an injured employee. Work comp coverage includes: Medical Costs For more info including coverages and cost you can check out this article on: workers compensation insurance. Also see Texas workers compensation laws for employers. TX Workers Compensation Classification Codes List. TX workers comp class codes - some of the most searched class codes are: Workers compensation code 8810 (Clerical Office The Commission will find an offer to be bona fide if it is reasonable, geographically accessible, and meets the requirements of subsections (b) and (c) of this section. The provisions of this § 129.6 adopted to be effective December 26, 1999, 24 TexReg 11420. The State Office of Risk Management (SORM)-Claims Coordinator Handbook and Texas Workers' Compensation Commission Risk Management For State Agencies, Volume III, Workers' Compensation Exposures. II. RISK MANAGEMENT CONTACTS & USEFUL INFORMATION Risk Management Worker's Compensation Specialist 713-743-5865 Risk Management Fax 713-743-1501 (E) another proceeding involving a determination on a workers' compensation claim; and (4) Chapter 552, Government Code, applies to a workers' compensation record of the division, the department, or the office of injured employee counsel. Acts 1993, 73rd Leg., ch. 269, Sec. 1, eff. Sept. 1, 1993. State Fund: There is a competitive state fund, Texas Mutual Insurance Company. Contact them at: Texas Mutual Insurance Company. 6210 East Highway 290. Austin, TX 78723-1098. 800-859-5995 or 512-224-3800. Assigned Risk: Texas Mutual Insurance Company. Previously known as the Texas Workers Compensation Insurance Fund. Texas Labor Code (TLC) Section 408.0815, enacted as part of House Bil